Introduction: Types of Debt Management Programs in USA 2025 Debt is something most Americans face today — from credit cards to student loans. If you’re struggling to keep up with payments, you’re not alone. The good news? There are several types of debt management programs in USA 2025 that can help you take control of your money. In this guide, we’ll break it down in simple, friendly language. No confusing terms — just clear explanations, examples, and practical tips to help you understand your options What Is a Debt Management Program? A debt management program (DMP) is a structured plan that helps you pay off debt in a manageable way.…