Introduction: Personal loan basics in USA 2025 When it comes to borrowing money, understanding personal loan basics in USA 2025 is the first step toward making smart financial decisions. A personal loan is one of the most flexible and widely used borrowing options in America. Whether you want to consolidate credit card debt, cover medical expenses, or finance a big purchase, personal loans can be a practical solution Learn what a personal loan is, how it works in the USA, types, pros & cons, interest rates, and tips to choose the right loan in 2025. Personal loan basics in USA 2025 – In this guide, we’ll break down everything you…