Introduction Top benefits of debt management program USA, Debt can feel like quicksand—you keep trying to get out, but the harder you struggle, the deeper you sink. For many Americans, this isn’t just a figure of speech. According to the Federal Reserve, the average U.S. household with credit card debt carries over $7,000 in revolving balances, often at interest rates above 20%. That’s where a debt management program (DMP) can make a life-changing difference. Instead of drowning in bills, you get a structured plan, lower interest rates, and the emotional relief of knowing you’re finally moving toward freedom. In this article, we’ll break down the Top benefits of debt management…