Introduction: Debt consolidation in USA 2025 Debt is something millions of Americans face every single day. Credit card balances, medical bills, student loans — they add up fast. Managing multiple payments with high interest rates can feel like an uphill battle. But here’s the good news: Debt consolidation in USA 2025 offers a way to simplify your payments and potentially lower your interest. In this guide, we’ll explain exactly how debt consolidation works in the USA, what options are available, and whether it’s the right choice for you. This won’t be full of confusing financial jargon — we’ll keep it friendly, and easy to understand, like talking to a trusted…